Services for fintechs

The Innovation Hub is a dedicated contact point for fintech companies and financial market participants, providing guidance on how innovative products and services align with licensing and regulatory requirements. You will receive support at every stage of your business journey.

For e-money institutions, and payment service providers, access to reliable financial infrastructure is a decisive factor for business growth. Latvijas Banka enables direct participation in SEPA through its Electronic Clearing System.

Do you have an innovative financial service, delivery approach, or business model? Test it in a controlled environment – apply to the Regulatory Sandbox.

Latvijas Banka provides free pre-licensing support for businesses that have already decided to obtain authorisations in Latvia. The pre-licensing process helps companies prepare high-quality licence applications, ensuring a swift and efficient official licensing process.

The crypto-asset industry is experiencing rapid global growth and development, offering significant potential to drive innovation in the financial market. Discover how you can obtain authorisation to provide crypto-asset services and issue tokens.

Digital crowdfunding platforms bring together potential investors or lenders and companies that need funding. If you wish to obtain an operating licence for crowdfunding, please submit an application to Latvijas Banka.

Latvia's new specialised credit institution licence opens the door to launching a bank with as little as 1 million euro in capital, making it an attractive gateway for fintechs and digital innovators looking to scale across the European Union.