Consumer credits

Published: 01.01.2013 Updated: 02.02.2016

Loans to households and non-profit institutions serving households for purchasing consumer goods, such as household appliances and cars, and paying for services, such as medical care and travels, that are not related to gaining profit, including loans granted in compliance with the provisions of an agreement on using settlement account.
The definition of the concept is consistent with Regulation (EU) 2021/379 of the European Central Bank of 22 January 2021 on the balance sheet items of credit institutions and of the monetary financial institutions sector (recast) (ECB/2021/2).

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