Deposits redeemable at notice

Published: 01.01.2013 Updated: 18.07.2023

Funds that are deposited with an MFI without a specified maturity and may be withdrawn on demand either subject to notifying the MFI within an agreed period of notice or subject to payment of a substantial penalty (e.g. savings deposits).
The definition of the concept is consistent with Regulation (EU) 2021/379 of the European Central Bank of 22 January 2021 on the balance sheet items of credit institutions and of the monetary financial institutions sector (recast) (ECB/2021/2).

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