Extended credit card credits

Published: 01.01.2013 Updated: 28.12.2015

Credits subsequent to the convenience credit card credits, i.e. a debit balance on the card account which has not been settled when it was first possible and for which an interest rate or tiered interest rate, usually higher than 0%, are charged and for which the customer may have to pay minimum monthly instalments to repay the extended credit at least partially.
The definition of the concept is consistent with Regulation (EU) 2021/379 of the European Central Bank of 22 January 2021 on the balance sheet items of credit institutions and of the monetary financial institutions sector (recast) (ECB/2021/2).

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